1. Collect pay inputs
Approved leave, unpaid leave, overtime, claims, allowances and new joiners flow in automatically from HRMatters.
Payroll software Singapore
Payroll software for Singapore, accurate every month
HRMatters automates CPF, SDL, SHG, payslips, GIRO payments and IR8A, so you can run accurate, MOM-compliant payroll for your Singapore team in minutes.
Quick answer
What is payroll software in Singapore?
Payroll software in Singapore calculates employee pay and every statutory contribution required locally: CPF (employer and employee shares, by age band and residency), the Skills Development Levy, Self-Help Group funds (CDAC, ECF, MBMF, SINDA) and the foreign worker levy. It then issues itemised payslips, produces the CPF and bank payment files, and prepares year-end IR8A records for IRAS.
Good payroll software removes manual formulas, so a change in CPF rates, wage ceilings or an employee's age band never causes an under- or over-payment.
How payroll works in Singapore
Your monthly payroll, step by step
The six steps every Singapore employer runs each month, and what HRMatters does for you at each one.
2. Calculate gross pay
Ordinary and Additional Wages are separated correctly, including pro-rated pay for mid-month joiners and leavers.
3. Apply CPF, SDL & SHG
Correct rates by age, residency and PR year, capped at the S$8,000 Ordinary Wage ceiling and S$102,000 annual ceiling.
4. Issue payslips
Itemised payslips with every component MOM requires, delivered to employees within 3 working days of payment.
5. Pay staff & CPF
Download bank GIRO files and the CPF e-Submit file. CPF for the month is due by the 14th of the following month.
6. Report & file
Payroll journals for your accountant, and IR8A data that builds automatically for submission to IRAS by 1 March.
CPF contribution rates 2026
CPF rates HRMatters applies from 1 January 2026
For Singapore Citizens and Permanent Residents from their third year of PR, with monthly wages above S$750.
| Employee age | Employer | Employee | Total |
|---|---|---|---|
| 55 and below | 17% | 20% | 37% |
| Above 55 to 60 | 16% | 18% | 34% |
| Above 60 to 65 | 12.5% | 12.5% | 25% |
| Above 65 to 70 | 9% | 7.5% | 16.5% |
| Above 70 | 7.5% | 5% | 12.5% |
Need the full breakdown, including graduated PR rates and worked examples? Read our CPF contribution rates 2026 guide.
Features
Everything Singapore payroll needs
Multiple pay cycles
Monthly, semi-monthly, weekly and hourly pay for full-timers, part-timers and shift workers.
Bonuses & AWS
13th-month (AWS) and performance bonuses treated as Additional Wages with correct CPF.
Payroll approvals
Maker-checker workflow so no payroll is released without sign-off.
Back pay & adjustments
Retro pay, corrections and CPF refunds handled without breaking year-to-date totals.
Multi-entity
Run payroll for several Singapore companies with separate CPF and UEN details.
Accounting export
Payroll journals mapped to your chart of accounts for Xero, QuickBooks and more.
Leaver handling
Final pay, leave encashment, notice pay and IR21 alerts for foreign employees.
Confidential access
Role-based permissions keep salary data visible only to the right people.
Payroll calendar
Key Singapore payroll deadlines
| Obligation | Deadline | Who it's for |
|---|---|---|
| Salary payment | Within 7 days after the end of the salary period | All employees |
| Overtime payment | Within 14 days after the end of the salary period | Employees eligible for overtime |
| Itemised payslips | Within 3 working days of payment | Employees under the Employment Act |
| CPF & SDL payment | By the 14th of the following month | Citizens & PRs (CPF); all employees (SDL) |
| Key Employment Terms | Within 14 days of starting work | Employees on contracts of 14 days or more |
| IR8A via AIS | By 1 March each year | Employers with 5+ employees or notified by IRAS |
| IR21 tax clearance | At least 1 month before last day | Departing foreign employees |
FAQ
Frequently asked questions
What does payroll software in Singapore need to do?
Payroll software in Singapore must calculate gross pay, CPF contributions by age and residency, Skills Development Levy (SDL) and Self-Help Group (SHG) fund deductions; issue itemised payslips; generate the CPF submission and bank GIRO payment files; and prepare IR8A, IR8S, Appendix 8A and 8B for submission to IRAS under the Auto-Inclusion Scheme.
When must Singapore employers pay CPF contributions?
CPF contributions for a calendar month must be paid by the 14th of the following month. For example, CPF for October wages is due by 14 November. Late payment attracts interest charges from the CPF Board.
When must salary be paid in Singapore?
Under the Employment Act, salary must be paid at least once a month and within 7 days after the end of the salary period. Overtime pay must be paid within 14 days after the end of the salary period. Itemised payslips must be issued within 3 working days of payment.
What is the CPF Ordinary Wage ceiling in 2026?
From 1 January 2026, the CPF Ordinary Wage ceiling is S$8,000 a month, up from S$7,400 in 2025. The annual salary ceiling for CPF remains S$102,000, which limits the Additional Wages (such as bonuses) that attract CPF.
Do I need to submit IR8A if I have fewer than five employees?
The Auto-Inclusion Scheme (AIS) is mandatory for employers with five or more employees, or those who have received a notice from IRAS. Smaller employers can join voluntarily, which saves employees from declaring their income manually. HRMatters supports AIS submission regardless of company size.
Can HRMatters handle foreign employees and the foreign worker levy?
Yes. HRMatters records work pass details for Employment Pass, S Pass and Work Permit holders, excludes them from CPF where appropriate, tracks monthly foreign worker levy amounts, and flags IR21 tax clearance when a foreign employee is leaving.
Book a demo
Run your next payroll on HRMatters
Tell us a little about your team. We'll reply within one business day from hello@hrmatters.app.
- 30-minute walkthrough with your own payroll scenarios
- Migration help from spreadsheets or your current system
- Answers on CPF, IR8A and leave set-up for your company
Prefer email? hello@hrmatters.app